Vouchers cannot be applied toward future fines or fees. Vouchers are good for one-time use only, and they can only apply to existing fees or fines. You may only earn one voucher, but you can apply the $100 value to multiple Library accounts in your family. Vouchers can be applied to current or old fines, fees, or charges for lost items. Will the voucher work for old overdue fines? Vouchers are good through Thursday, May 31, 2019. Vouchers only cover existing fees and fines they cannot be applied to accounts for printing. Can I use the voucher to pay for printing in Library computer labs? Vouchers are good for up to $100 off existing fines and fees at any Kansas City Public Library location. Return to Schedule Money Smart Voucher FAQs How do I earn a Money Smart voucher?Īttend Money Smart Day on Apat the Central Library. Understanding your rights helps you know how to protect your credit history. Learn how to take steps to improve and manage your credit scores. Your credit history can affect your access to credit, loans, jobs, housing, insurance, and other important services. Presented by Federal Deposit Insurance Corporation (FDIC) This session will provide you with easy ways to track the money coming in and going out each month, providing you with a foundation for setting and achieving your financial goals. It’s impossible to map a route to your destination if you don’t know where to start. Everyone wants to handle their finances smartly, and recognizing and reducing emotional spending is key. Whether you’re happy, sad, angry, or scared, emotions have the power to affect your financial decisions. They will also discuss how to keep your children and teens safe online. Looking to protect yourself from fraud, identity theft and scams? Presenters will share information about how to identify and protect yourself from common frauds and scams including those aimed at compromising your financial or personal online identity. Presented by the Federal Reserve Bank of Kansas City This session will provide tips about the home buying process. With this new step comes a large financial commitment and even more decisions to make. You’re done with the world of renting and ready to move on to the adventure of buying your home. Tips for choosing a financial adviser are also covered. This session provides invaluable information about Roth IRA accounts, general investing basics and helpful financial tools. It is never too late to begin saving for retirement and you don’t need much money to begin. Presented by Financial Planning Association of Greater Kansas City Sessions Saving for Your Future Starts Now! Learn how to take action to improve your score and how to fix mistakes on your credit report. Is your credit score lower than you’d like? If so, you’re not alone, as nearly a third of Americans have subprime credit. Presented by Heartland Center for Jobs and Freedom This session will also cover when you should, and shouldn’t, consider bankruptcy. Learn how to spot when you’re headed into too much debt, how to determine which debt to pay off first, and how your debt-to-income ratio affects your ability to pay bills. Pathways out of debt can be hard to find. Discover apps that will help you save, invest, budget and more. Learn about the top personal finance apps for 2019 that can help streamline your money management. Presented by Commerce Bank Understanding CreditĮver wonder what factors go into your credit score, or how to build credit? This session will cover credit scoring, the concepts and terms related to credit scores, the major factors that contribute to your credit score and tips on how to improve it This session will cover topics relevant to first time homebuyers, including: financing options and special programs for first time homebuyers mortgage terminology and the typical steps taken between making an offer to moving into a new home. Recognizing and understanding your money messages is an important step in setting and reaching your financial goals. Money messages are often learned from family and friends and affect the way you feel about having, saving, or spending money. Schedule at a Glance Timeįinancial Planning Association of Greater Kansas City Free parking validation is available for the Library garage.īrought to you by the Federal Reserve Bank of Kansas City. The event is open to the public and registration is not necessary. See our Money Smart Voucher FAQs for more info. | Central Library | Download the flyer (PDF)Ĭhoose from a dozen free educational sessions covering a variety of money-related topics, and receive a copy of your credit report for free! Participants will receive a voucher worth up to $100 off of your Kansas City Public Library fines and fees.
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